Mortgages
Mortgages in Auburn, NY and Surrounding Areas
There are a variety of reasons to look for a new home. Maybe your family has outgrown your current home and needs more space. Or, maybe you’ve recently changed careers and are moving to a new city. Whatever your reason for purchasing a new home, it’s important that you work with a mortgage lender who understands your unique needs. You’ll put a lot of time into finding the right home that meets all your needs, and you need to put the same effort into finding the right lender. At Chemung Canal Trust Company, you’ll get a great rate, but we can also offer you so much more. When you choose us for mortgages in Auburn, NY and throughout Upstate New York and Northern Pennsylvania, you also get a personalized service experience and local decision making, so you know you’re always working with our lending team.
To experience the difference in working with a local lender that is focused on your needs, you’ll need to complete our online application. Our lending team will review your application and contact you directly to find the best options for mortgages in Binghamton, NY and surrounding areas near you.
Your Mortgage Loan Options
Each of our mortgage loan options offers something different. From a fixed-rate mortgage that offers you the stability of making the same payment each month throughout your term, to adjustable-rate mortgages that are ideal for short-term homeowners, we’re here to give you guidance and options. Our mortgage loan offerings include:
- First-time homebuyer mortgage loans
- Bi-weekly fixed-rate mortgage loans
- Monthly fixed-rate mortgage loans
- Adjustable-rate mortgage loans
- Construction loans
- Mortgage loan refinances
- No Closing Cost Mortgages
Mortgage Loan Resources
When making a decision as important as buying a new home, you need to make sure you’re as prepared as possible. With our mortgage calculators and the Consumer Financial Protection Bureau’s home loan tool kit, you can develop a plan for your mortgage loan.
Mortgage Qualification Calculator
Early Mortgage Payoff Calculator
Contact Our Mortgage Lenders
If you’d like to start the process of applying for your mortgage loan, or want to know about the mortgage lending process, our team is ready to help you. Click the button below to contact our lenders, or call our office at (607) 737-3815 or toll-free at (800) 836-3711, extension 3815.